About CDOT

Centre for Development Orientation and Training (CDOT) is a grassroots organization committed to advancing inclusive and sustainable development across underserved communities in India. Established in April 2000, CDOT was founded by professionals from diverse sectors with a shared vision to improve the socio-economic conditions of vulnerable populations, especially in rural areas.

Over the years, CDOT has evolved into a multi-sector development institution, working across financial inclusion, livelihoods, skill development, health, and women empowerment. Our approach is rooted in creating access—ensuring that essential services and opportunities reach communities at the last mile.

A key pillar of our work is financial inclusion, where we operate a strong network of over 2,500 active centres across 8 states. Through this network, we deliver doorstep financial services while building a cadre of local entrepreneurs who act as Business Correspondents (BCs). These individuals not only earn sustainable livelihoods but also enable their communities to access banking, credit, insurance, and social security services.

Read more

Our Services

Secretary

MR. RAKT RANJAN KALYAN

Secretary

Mr. R.R. Kalyan, has done Masters in Rural Development from XISS, has more than 25 years of experience in the field of development. His main areas of work are micro finance, rural innovation, rural financing, managing and building institutions. He has served many prestigious institutions in India. He has been one of the front faces of micro finance in Bihar. His work apart from finance has been banking, water and sanitation and training.

Read more

CEO Insights

Organization Legal Aspects

  • Registered with the Registrar of Societies, Patna, Bihar, vide registration no. 81 of the year 2000.
  • Registered under section 12A of income Tax Act 1961.
  • Registered under section 80G if income Tax Act 1961.
  • FC(R)A No.- 031170458 Dated 09.04.2010

Recognition & Awards
  • ISO 9001:2015 certified for Quality Management with Certification from KVQA for "Microfinance Activities"
  • Recognition & Awards

    Skoch Award 2025

    Click image to zoom

    Skoch Award – 2025

    CDOT is proud to receive the Skoch Award in recognition of excellence in our development and microfinance initiatives.

    View / Download Award (PDF)

    BY THE NUMBERS

    We’ll always measure up to your expectations.

    22 +

    Years of Operations

    2500 +

    Network of Banking Points

    150 +

    Strong Team of Persons

    6000000 +

    Working with clients

    Success Stories

    Prem Kumar

    Prem Kumar had completed his Bachelor’s degree in Geography when he heard about the Kaushal Yuva Program. He got to know about the program through a formal announcement when he was studying in his home district of Nalanda.

    Read more

    Suraj Kumar

    आज मुझे अपनी सफलता कि कहानी साझा करते हुए बहुत खुशी हो रही है। मेरा नाम सूरज कुमार है और मैं Centre For Development Orientation & Training द्वारा संचालित बीएसडीसी नगरनौसा सेंटर नालंदा का आभारी हूँ कि उन्होने बीएसडीएम के तहत आवश्यक मार्गदर्शन और प्रेरणा के साथ...

    Read more

    Somi Devi

    Happiness is not the absence of problems, it is the ability to deal with them. This is the mantra of 28 year old Somi Devi of Surajpur village in Nalanda, a responsible wife and loving mother of 3 children. Somi’s husband works as a carpenter...

    Read more

    Sushila Kumari

    Due to poor economic condition and various social barriers, her family was at dire strait. Her father and elder brother work in a shoe shop in Delhi. Her mother, Girija Devi too wanted to support the family through an additional income.

    Read more

    Our Partners