Prem Kumar | JLM - Electric Department, Bihar Gov.

Prem Kumar

Prem Kumar had completed his Bachelor’s degree in Geography when he heard about the Kaushal Yuva Program. He got to know about the program through a formal announcement when he was studying in his home district of Nalanda. He applied for the 3 month course and passed with flying colours.

He felt that after learning as a student, he could also teach others and help them improve their skill set. So, after completing the course in March 2017, he worked as a KYP LF in CDOT from July 2017- January 2019. He applied to work as a LF because he felt that he was really interested in the content of the computer related course that he did. It intrigued him and he wished to impart his knowledge to others.

“Working as an LF in CDOT has boosted my confidence levels and all my doubts related to the working of the computers were resolved. The support from the staff has also helped my working performance a lot.”

Prem currently works as a JLM in the Electric Department of the Government of Bihar, and feels that being associated with CDOT and the Kaushal Yuva Program has helped him overcome his fright of computer-related work and aided in improving his current work performance.

As a development institution CDOT always take holistic approach of development. Our vision is to reach the people with multiple products as per their requirement. We started working on financial inclusion probably we are among the first few organizations in this sector. Financial inclusion is one area where 360-degree services related to financial services is delivered to clients. We started working in this field from very beginning and now serving to 5 million clients across 6 states. We faced many problems at initial stage but as technology improved now it is real big thing has been created with huge network of BC agents providing all possible kind of services to untouched rural and urban mass. Now all kind of credit is also being proposed through BC network. During COVID period also BC agents worked very bravely and acted as true warriors.

COVID-19 given us a lot of learning. We learnt and converted this into making the organization more efficient and effective. At one stage where every where lock down but we kept on working and developed many inhouse software to operate more efficiently. It helped us to learn working from home and better control and deliveries. CDOT capitalized the opportunity and improved the deliverables to communities.

With a workforce of 200 people that totally depends on revenue was a big challenge for us but we worked kept giving salaries and other things and very smoothly came out. So, lock down opened a new diaspora for us to operate. CDOT believe in delivering meaningful services, our work in skilling the youth and providing loan for sanitation and creating hyper local market has been excellent initiatives and we are delivering best and our team has always been stood behind the cause.

After 20 years of our operation we are fresh full of energy to deliver more and more in rural and urban areas. With our effective work force and also alumni of CDOT has proved that CDOT is capable of handling the things in effective manner. We have young team mixed with experienced people forms a dynamic team.

In coming days, we are working to be more technology driven organization and we are developing software to address the need of the community. We are venturing into rural market, livelihood, training, housing and MSME finance. Creating platform for this.

At last I am thankful to all associated with CDOT for making the institution for great importance. I am thankful to staff and financers who always believed in CDOT. In coming days, we will come out with many more feathers to our cap. Thanks again.